At Jil-Finance & Mortgage Protection Brokers, we provide a complete range of mortgage and financial protection services designed to give you confidence and peace of mind. Whether you’re buying your first home, reviewing your current mortgage, investing in property, or securing protection for your family, our advisers are here to guide you every step of the way.
Your home/property may be repossessed if you do not keep up repayments on your mortgage.
The Financial Conduct Authority does not regulate some forms of Buy to Lets.
Buying your first home is a major milestone, but it can also be one of the most stressful financial decisions you’ll ever make. At Jil-Finance, we understand the challenges first-time buyers face, from understanding deposit requirements to navigating lender criteria and government schemes. Our advisers will break everything down into clear, simple steps, explain the range of mortgage options available, and work with you to find the most suitable product for your budget and long-term goals.
Over time, your circumstances change, and so do mortgage deals. Remortgaging gives you the chance to switch to a better rate, lower your monthly repayments, or release equity tied up in your property. At Jil-Finance, we search across the wide range of products from High Street Lenders and specialist products not available direct. Whether your fixed term is ending, you want to consolidate debt, or you’re simply looking for a more cost-effective deal, we’ll make sure you’re getting the best value from your mortgage.
Not every mortgage continues to serve you well in the long run. If your lifestyle, income, or financial priorities have shifted, it might be time to review your current arrangement. We’ll carefully assess your existing mortgage, explain the alternatives available, and manage the entire process of changing your deal. From securing lower interest rates to adjusting your repayment plan or switching lenders, Jil-Finance ensures you benefit from a mortgage that truly works for you.
Planning a move into a new home? Whether you’re upsizing, downsizing, or relocating, arranging a new mortgage can feel daunting. We’ll handle the details for you—reviewing your affordability, advising on the most competitive products, and managing the application from start to finish.
Property investment can be a rewarding way to build wealth and generate income, but the financial side of it requires careful planning. At Jil-Finance, we specialise in guiding landlords through buy-to-let mortgages, whether you’re purchasing your first investment property or expanding your portfolio.
No one likes to think about what might happen to their loved ones in the future, but planning ahead provides peace of mind. Life assurance is designed to provide financial security for your family in the event of your passing, ensuring they are not left struggling with mortgage repayments or living costs. At Jil-Finance, we will make recommendations that fits your needs and help protect those who matter most to you. With the right cover, you can rest assured that your family’s future is safeguarded.
A serious illness can have life-changing effects—not only on your health but also on your finances. Critical illness assurance pays out a lump sum if you’re diagnosed with a specified illness, giving you and your family financial stability during difficult times. This payout can be used to cover mortgage payments, medical bills, or everyday living costs while you focus on recovery. At Jil-Finance, we’ll walk you through your options and help you secure the protection you need.
Your ability to earn an income is one of your most valuable assets. But what if illness or injury prevents you from working? Income protection ensures you continue to receive a regular income if you are unable to work, helping you cover essential expenses like rent, mortgage repayments, and household bills. We’ll help you understand how income protection works, the level of cover available, and the most cost-effective way to safeguard your lifestyle and financial commitments.
Your home is more than just bricks and mortar—it’s where you and your family feel safe, and it’s filled with belongings that matter to you. Building and contents insurance protects your property against risks like fire, flood, theft, or accidental damage. At Jil-Finance, we help you find comprehensive cover that ensures both your home and possessions are fully protected. From structural damage to everyday valuables, we’ll give you peace of mind that you’re covered against life’s unexpected events.
Experienced Advisers – Years of knowledge in mortgages and protection.
Wide range of products – From High Street Lenders and specialist products not available direct.
Personalised Service – Solutions tailored to your unique situation.
End-to-End Support – From your first enquiry to the completion of your mortgage or protection plan, we’ll be with you every step of the way.
At Jil-Finance & Mortgage Protection Brokers, we don’t just arrange mortgages and insurance—we provide peace of mind. Our goal is to help you secure the right home, the right protection, and the financial confidence you and your family deserve.
"As a first-time buyer, I was completely overwhelmed by the mortgage process. The team at Jil-Finance explained everything in simple terms and guided me from start to finish. They found me a fantastic deal and made the whole experience stress-free. I couldn’t have asked for a better service."
"Jil-Finance helped me remortgage my home and save a significant amount on my monthly payments. Their advisers were professional, approachable, and always quick to respond to my questions. I now feel much more in control of my finances thanks to their expert guidance."
"I came to Jil-Finance not only for a mortgage but also for advice on protecting my family. They arranged the right mortgage deal and recommended life and income protection that gave me peace of mind. Knowing my loved ones are financially secure is priceless. I highly recommend their services."